PRGX takes 6–12 months and a percentage of recovery. Xelix requires a lengthy onboarding. RPLCBudget AI is live in 4 hours with a flat monthly fee.
| Feature | RPLCBudget AI From $0/mo | PRGX % of recovery | Xelix Enterprise SaaS | Oversight Mid-market |
|---|---|---|---|---|
| Free tier available | ||||
| Flat monthly fee (no % of recovery) | ||||
| Time to first finding | 4 hours | 6–12 months | 2–4 weeks | 1–2 weeks |
| Self-serve setup (no implementation) | ||||
| Automated claim submission | ||||
| Real-time dashboard | ||||
| Policy enforcement (pre-approval) | ||||
| SAP / Concur integration | ||||
| AI-powered duplicate detection | ||||
| SaaS license audit | ||||
| API + webhooks | ||||
| SOC 2 Type II |
PRGX is an audit consultancy, not a software platform. They assign human auditors to your data, which means long onboarding, scoping phases, and a results timeline measured in quarters — not hours.
They also take 20–40% of everything they recover. On $500K found, that's $100K–$200K to PRGX. RPLCBudget AI charges a flat monthly fee. The savings are yours.
Xelix is enterprise-focused and requires a full implementation engagement. Typical time from contract to first finding: 2–4 weeks. They don't offer a free tier, and pricing isn't public.
RPLCBudget AI uses OAuth-based connections to your existing tools. No data migration. No implementation project. Live in hours.
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